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How to buy a car without haggling Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make better financial decisions by providing you with interactive tools and financial calculators as well as publishing objective and original content. This allows you to conduct research and compare information at no cost to help you make financial decisions with confidence. Bankrate has agreements with issuers including, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The deals that are advertised on this site are from companies who pay us. This compensation could affect how and where products appear on the site, such as such things as the sequence in which they appear in the listing categories in the event that they are not permitted by law. This applies to our mortgage or home equity, and also other products for home loans. However, this compensation will have no impact on the information we provide, or the reviews that appear on this website. We do not include the vast array of companies or financial deals that could be available to you.



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4 minutes read. Published November 28, 2022
Authored by David McMillin by the writer who contributed to the writing

David McMillin is a contributing writer for Bankrate and writes about topics such as mortgages, credit cards tax, banking, and travel. David's mission is to assist readers understand how to save more and stress less.








Edited by Rhys Subitch Edited by Auto loans editor

Rhys has been writing and editing for Bankrate since late 2021. They are dedicated to helping their readers gain the confidence to take control of their finances with concise, well-studied and well-researched content that break down complex subjects into digestible chunks.









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Buying a car is a stressful procedure, especially when you don't wish to to bargain to get a lower price or additional features. A showed that more than half of the population feels at ease when visiting a dealership. Instead of facing that anxiety and stress, you can take advantage of the ease of no-haggling car purchasing. 5 ways to buy a car without haggling You have plenty of choices for buying a new car without haggling. Remember that if you have the impression that you're receiving a fair price then you should avoid haggling and go with the dealer's offered price. 1. Buy it on the internet If you don't wish to talk to someone when purchasing a new vehicle Online sellers have you covered. Look for a no-hassle buying website, such as or you can use . These sites operate on a what-you-see-is-what-you'll-pay model. It is also possible to get an estimate of the value of your trade without speaking to anyone. If you happen to find an automobile you like you, someone is likely to bring it to your residence. If you do, make sure to read the conditions. Since you aren't taking a test drive, it's crucial to know if you have regrets. There are some potential drawbacks. are many perks to the purchase, you must remember the fact that it's a major purchase that you're making without seeing. It is also important to be aware of additional charges for buying through this method, such as a delivery or destination fee for the car to get to you. 2. Visit a dealer that does not require negotiating. While you might associate all car lots with the typical back-and-forth bargaining, some dealers exclusively offer no-haggle prices. Enterprise, for example, sells used cars that have an exclusive pricing system that does not require any negotiation. AutoNation is a retailer with more than 300 branches across eight states also an option when you're purchasing a used car. It offers a fixed, no-haggle pricing model. There will be a lot of options in the market on these lots and you should be aware of what you can and can't do without. The potential downsides are that you could be able to get a higher-than-sticker price at one of these auctions, particularly once fees are factored in. Although there are some fees , you're stuck with them if you do not bargain. 3. Join a club programs where you'll get a discount, but you don't have to ask for it. If you're already a member of AAA the club's Auto Buying service offers member-only pricing. Costco also has prearranged pricing for members. The discount is available online, and occasional limited-time incentives can help you save more without having to negotiate with anyone. There are also membership options that can help with buying a car and taking care of other financial demands. Credit unions are a good choice and provide car-buying services with bonus cash incentives for members as well as upfront, no-haggle pricing. Potential drawbacks: When you buy from a club you must be sure that the price you are being provided is reasonable. "Exclusive" offers may be worth your effort, so compare carefully before you decide to join any of them just in one instance. 4. Hire a car broker There's another way to avoid haggling when purchasing the car you want: let someone else negotiate them negotiate for you. Car brokers, also referred to as car concierges are companies which search and negotiate for you. You give them an amount of money and explain what you're looking for , and they'll come back with various options. They may also help negotiate an offer for your current car. It is necessary to pay the broker an amount to use their services, but that expense -- likely a few hundred bucks -could pay for itself by saving time and money. Potential drawbacks simply put, a car broker is not you -- so you must communicate your expectations carefully. When they conclude a deal for you, you'll most likely be committed to the conditions and prices they've agreed upon. 5. Make use of a car auction website Auction sites like eBay Motors enable you to bidding on cars and try to secure the lowest price, without having to negotiate to the vendor. The auctions range from classic vintage cars to new models. Although you might have to travel to pick up the vehicle, it can be a great way to get the car you want without having to bargain. Auctions are often recycled, salvaged, or repossessed, and dealers might purchase them in groups rather than in individual pieces. Some auction sites may permit bidding completely if you can agree with a "buy it now" price or similar price. Potential drawbacks: It can be difficult to get financing for a vehicle you're buying at auction and you'll likely have to pay for the purchase upfront. Keep in mind you'll probably be required to take your auction winnings from the seller or discuss shipping or delivery. Arguments against negotiations: Why would you pass on the chance to saving some money? It's true that the old saying "time is money" is valid. You might have to bargain for hours to find a better deal however, you will only get discounts of just only a few hundred dollars. The used vehicle market is still competitive due to a constant computer chip shortage, which is exacerbated by the rising cost of raw materials and the current conditions in Ukraine. "It's still a challenging time," says Matt Degen who is editor of Kelley Blue Book. "Don't think you'll be able to make much space for negotiation at this point.. More than ever, consumers are paying sticker prices. Don't expect screaming deals anytime soon." The conclusion The conventional route to buying a car can come with the anxiety and pressure of dealing with a sales representative, but it doesn't have to be this way. There are plenty of ways to avoid all the haggling and get rid of the hurdles between you and your steering wheel. Although you may not want to shop around and haggle to get the best price for an automobile, there's one place where you must examine several options for the loan to enable you to obtain the keys. Browse from financial institutions and credit unions to find an affordable financing deal.


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Written by a contributing writer

David McMillin is a contributing writer for Bankrate and covers topics like mortgages, credit cards banks, taxation, and travel. David's aim is to help readers figure out how to save money and worry less.




Edited by Rhys Subitch Edited by Auto loans editor

Rhys has been writing and editing for Bankrate from late 2021. They are passionate about helping readers gain confidence to control their finances with precise, well-researched and well-written information that breaks down otherwise complex subjects into digestible pieces.






Auto loans editor




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